汽车保险的折扣主要来源于驾驶和事故记录,随着时间的累积,保险公司会按照你事故发生的次数和投保CLAIM的次数对你给出评级RATING。每一级对应的折扣比例相应不同。以SUNCORP为例,RATING1对应60% OFF THE PREMIUM,是最高可以给出的折扣了。当然,各家公司都会有一些ADDITIONAL DISCOUNT的。
Where a claim is made that would otherwise be covered by your policy, but the claim amount (assessed by us) is less than the excess you have to pay, we will not manage or pay these claims.