那你的车就是无保险·~建议赶紧 投保吧···这种事不能马虎·· 作者: 匿名 时间: 2012-2-22 19:53
Third Party 好像是不包对方的车吧,是第三方险,应该是another party,不是出事故的双方吧。按ANZ Car Insurance 网上写的--you'll be fully prepared for any surprises you meet ...Third Party Property Damage。
按LZ说的,估计是要自己赔了吧。。
作者: 11rain 时间: 2012-2-27 16:05
unfortunately, no matter you are in CTP or 3rd party insurance, you cannot claim from your insurance company because it is your fault and you need to pay by yourself... you can claim in this case only if you purchase comprehensive insurance.
the owner must contact you but it will normally take 1-3 months if the owner left it to their insurance company to handle it.
i crushed other people's car before too. the owner contact me nearly 6 months later. i am very happy before he contacted me because i think he does not want his money back (i am silly ><)作者: 宋囍報 时间: 2012-2-27 19:57
第三方险有两种COMPULSORY THIRD PARTY LIFE INSURANCE是在REGO里面的, THIRD PARTY PROPERTY INSURANCE是你自己单独购买的,在这之上可以买THEFT AND STEAL,多50左右,再高一些就是COMPREHENSIVE INSURANCE,也就是全险,只有全险是包对方和自己车辆的,如果是THIRD PARTY PROPERTY INSURANCE的话,如果是你责任,保险公司包赔他的车,你的车不管,如果是对方责任,你找他保险公司claim,让他给你赔。如果他没有保险的话,AAMI会象征性给你3000做补偿。其他公司不知道policy。作者: XR6 时间: 2012-2-27 20:04
如果楼主所谓的第三险是REGO里面的CTP, 对不起,那个只能保人,不能保车,马上联系对方车主看看能不能私了赔钱
如果楼主有第三方财务险,立刻CLAIM